Pet insurance in South Korea: what it costs
What a typical dog and cat policy costs in South Korea, how the size of the breed changes it, and what to check before you buy.
Checked 8 November 2026
Typical price
Dog
35,000 KRW a month, about 420,000 KRW a year
Small dog estimates (June 2026): Samsung Fire about 30,000s KRW/month, Meritz and DB 30,000-40,000s, KB and Hyundai 40,000s. Banksalad gives a general range of 20,000-50,000 KRW. Varies by breed, age and riders. source
Cat
27,948 KRW a month, about 335,376 KRW a year
Banksalad comparison for a Russian Blue born June 2025: insurer A 27,948 KRW/month (70% cover, 30,000 deductible, 30m cap), insurer B 35,210 (70%, 20m cap). General cat range 20,000-50,000. source
By size
| Size | Per month | Per year |
|---|---|---|
| Toy | 23,100 KRW | 277,200 KRW |
| Small | 27,300 KRW | 327,600 KRW |
| Medium | 30,450 KRW | 365,400 KRW |
| Large | 38,850 KRW | 466,200.00 KRW |
| Giant | 52,500 KRW | 630,000 KRW |
Our estimate: the typical price scaled by the size of the dog. Real quotes depend on the breed, its age, the cover and the excess.
Check your breed
Estimates for popular breeds
| Breed | Per month | Per year |
|---|---|---|
| Labrador Retriever | 34,650 KRW | 415,800 KRW |
| French Bulldog | 50,050 KRW | 600,600 KRW |
| German Shepherd Dog | 37,800 KRW | 453,600 KRW |
| Golden Retriever | 32,900 KRW | 394,800 KRW |
| Dachshund (Standard) | 28,350 KRW | 340,200 KRW |
| English Cocker Spaniel | 29,050 KRW | 348,600 KRW |
| Chihuahua | 22,050 KRW | 264,600 KRW |
| Border Collie | 28,350 KRW | 340,200 KRW |
| Mixed breed (dog) | 26,250 KRW | 315,000 KRW |
| Mixed breed (cat) | 23,755.80 KRW | 285,070 KRW |
| Maine Coon | 27,668.52 KRW | 332,022 KRW |
| British Shorthair | 26,271.12 KRW | 315,253 KRW |
| Ragdoll | 24,873.72 KRW | 298,485 KRW |
Before you buy
- New policies often have an age limit, so insuring young is cheaper and easier.
- There is usually a waiting period before illness cover starts.
- Conditions the animal already has are not covered.
- Check whether hereditary conditions such as hip dysplasia are covered. Each breed page lists the ones to ask about.
- A higher excess or co-payment lowers the price but raises what you pay at the vet.
- Look at the yearly limit. One operation can cost more than a cheap policy pays out.
Rules and costs for dogs in South Korea → Pet insurance by country
Prices are typical published prices, not a quote. Pet Wiki is not an insurer or a broker.