Pet insurance in Poland: what it costs
What a typical dog and cat policy costs in Poland, how the size of the breed changes it, and what to check before you buy.
Checked 8 November 2026
Typical price
Dog
93 PLN a month, about 1,116 PLN a year
TU Europa 'Pies i Kot' via CUK: Basic MAXI 93 PLN/month (accident + sudden illness, vet limit 5,000 PLN, OC 50,000 incl.), Best MAXI 128 (10,000 limit); MINI/MEDIUM variants (39-115) cover accidents only. Same price for dog or cat, entry age 7 weeks to 8 years. Rankomat 2026: dedicated medical packages 350-1,800 PLN/yr (about 30-150/month). source
Cat
93 PLN a month, about 1,116 PLN a year
TU Europa 'Pies i Kot' via CUK: Basic MAXI (accident + sudden illness) 93 PLN/month, Best MAXI 128; same tariff for cats. Rankomat (18 Mar 2026): a solid cat policy about 500-900 PLN/yr (42-75/month), from about 30/month accident-only. source
By size
| Size | Per month | Per year |
|---|---|---|
| Toy | 61.38 PLN | 736.56 PLN |
| Small | 72.54 PLN | 870.48 PLN |
| Medium | 80.91 PLN | 970.92 PLN |
| Large | 103.23 PLN | 1,238.76 PLN |
| Giant | 139.50 PLN | 1,674 PLN |
Our estimate: the typical price scaled by the size of the dog. Real quotes depend on the breed, its age, the cover and the excess.
Check your breed
Estimates for popular breeds
| Breed | Per month | Per year |
|---|---|---|
| Labrador Retriever | 92.07 PLN | 1,105 PLN |
| French Bulldog | 132.99 PLN | 1,596 PLN |
| German Shepherd Dog | 100.44 PLN | 1,205 PLN |
| Golden Retriever | 87.42 PLN | 1,049 PLN |
| Dachshund (Standard) | 75.33 PLN | 904 PLN |
| English Cocker Spaniel | 77.19 PLN | 926 PLN |
| Chihuahua | 58.59 PLN | 703 PLN |
| Border Collie | 75.33 PLN | 904 PLN |
| Mixed breed (dog) | 69.75 PLN | 837 PLN |
| Mixed breed (cat) | 79.05 PLN | 949 PLN |
| Maine Coon | 92.07 PLN | 1,105 PLN |
| British Shorthair | 87.42 PLN | 1,049 PLN |
| Ragdoll | 82.77 PLN | 993 PLN |
Before you buy
- New policies often have an age limit, so insuring young is cheaper and easier.
- There is usually a waiting period before illness cover starts.
- Conditions the animal already has are not covered.
- Check whether hereditary conditions such as hip dysplasia are covered. Each breed page lists the ones to ask about.
- A higher excess or co-payment lowers the price but raises what you pay at the vet.
- Look at the yearly limit. One operation can cost more than a cheap policy pays out.
Rules and costs for dogs in Poland → Pet insurance by country
Prices are typical published prices, not a quote. Pet Wiki is not an insurer or a broker.